We, our, and us, when used in this notice, mean MAC Federal Credit Union.

This is our privacy notice for our members. When we use the words "you" and "your" we mean the following types of members:

All of our consumer members who have a continuing relationship with us, such as:

Deposit account

Loan account

Credit card

Self-directed Individual Retirement Account where we act as custodian or trustee

We will tell you the sources for non public personal information we collect on our members. We will tell you what measures we take to secure that information.

We first define some terms.

Non public personal information means information about you that we collect in connection with providing a financial product or service to you. Non public personal information does not include information that is available from public sources, such as telephone directories or government records.

An affiliate is a company we own or control

A nonaffiliated third party is a company that is not an affiliate of ours

We collect non public personal information about you from the following sources:

Information we receive from you on applications or other forms

Information about your transactions with us

Information about your transactions with nonaffiliated third parties

Information from a consumer reporting agency

We do NOT disclose any non public personal information about you to anyone, except as permitted by law.

We restrict access to non public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulation to guard your non public personal information.

We do not disclose non public personal information about former members, except as permitted by law.

Linked web sites are not operated by MACFCU. MACFCU is not responsible for the content of the linked sites nor does the credit union represent either the third party (linked site) or the member if the two enter into a transaction. Their privacy and security policies may differ from those practiced by MACFCU.